Bridging the Gap Between Residential and Institutional Capital This panel focuses on the underwriting and execution of small balance commercial loans, including retail, mixed-use, office, and light industrial properties. Panelists will cover property-level cash flow analysis, sponsor strength, risk tolerance, and how credit decisions differ from both residential and large-balance commercial lending. Intended for mortgage brokers expanding into commercial, commercial realtors, and lenders active in the space, this session provides a clear framework for sourcing, structuring, and closing small balance commercial transactions.