Underwriting Workforce Housing in a Shifting Market This panel examines financing and underwriting considerations for small balance multifamily properties, with a focus on workforce housing and value-add opportunities. Topics include rent growth assumptions, expense scrutiny, debt service coverage, insurance and tax pressures, and market-level risk. Panelists will also discuss agency versus non-agency execution and what it takes to close multifamily deals in today's environment. Designed for commercial mortgage professionals, multifamily and investment realtors, investors, and lenders, this session delivers practical insight into navigating credit standards and execution risk at the small balance level.