What's Working, What's Changing, and How Deals Actually Get Approved This panel provides a practical, lender-driven look at SBA lending, with a focus on how SBA 7(a) and 504 loans are underwritten, structured, and approved in today's market. Panelists will address cash flow and credit expectations, eligibility and industry nuances, franchise considerations, and the common issues that delay or derail approvals. Designed for mortgage brokers, bankers, advisors, and realtors working with owner-occupied businesses, this session offers clear guidance on how to position borrowers, set realistic timelines, and structure transactions that align with lender credit standards.